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We buy insurance as a hedge against financial loss. In addition to insurance, there are steps that individuals and businesses can take to reduce the risk of accident and injury. Collectively, these steps are called risk management, and they can be applied to many aspects of our work and personal lives.
In partnership with the insurance companies we represent, Shea & Poor maintains a library of risk management articles. Please download and use any of the articles on this page. If you need information on a subject not covered here, please call. We will help you find the risk management information you are looking for.
| subject: | business auto | |
| title: | Driver-owned Vehicles Used for Business purposes | download |
| This article explains how personal and business auto insurance applies to employees who use thier own vehicles for company business. | ||
| subject: | financial responsibility | |
| title: | Introduction to Certificates of Insurance | download |
| This article explains why insurance certificates are needed, and the forms that can be used to show financial responsibility. | ||
| subject: | hurricanes | |
| title: | Hurricane Preparedness | download |
| The article describes steps that property owners, both business and individual, can take to reduce hurricane-related property damage. | ||
| subject: | flood | |
| title: | Understanding Flood Map Modernization | download |
| FEMA's Flood Map Modernization program gives business and residential prooperty owners updated information about local flood risks | ||
| subject: | winter weather | |
| title: | Protect Your Property From Severe Winter Weather | download |
| The article contains a checklist of steps businesses can take to prevent winter weather losses. | ||
| subject: | employee benefit plans | |
| title: | Fiduciary Fraud Prevention | download |
| Admdinistration of empoyee benefit plans is a complex undertaking. This article offers loss prevention guidelines for plan managers. | ||
| subject: | homeowners insurance | |
| title: | Protecting Your Most Valuable Asset | download |
| Insuring a home to 100% replacement cost is the best way to protect your property. | ||
| subject: | life insurance, long-term care, annuities | |
| title: | Peace of Mind | download |
| Family finances can be protected by taking three important steps. | ||
| subject: | business crime | |
| title: | Guide to Preventing Workplace Fraud | download |
| All businesses are vulnerable to workplace fraud. This article outlines steps that can be taken to prevent it. | ||
| subject: | construction sites | |
| title: | Construction Sites | download |
| Construction managers can prevent injuries and minimize losses on job sites by following the checklist contained in this article | ||
| subject: | theft | |
| title: | Construction Equipment Theft | download |
| Loss control professionals and insurance agents are working together to make construction sites less vulnerable theft targets. | ||
| subject: | nonprofit boards | |
| title: | D&O Loss Prevention Guidelines for Nonprofit Organizations | download |
| Knowledgeable governance and sound risk management practices can protect the personal liability of nonprofit board members. | ||
| subject: | director liability | |
| title: | D&O Loss Prevention | download |
| Executive liability threatens corporations large and small. Sound D&O loss prevention combines insurance, solid corporate governance, and expert legal advice. | ||
| subject: | employee safety | |
| title: | Preventing Restaurant Employee Slips and Falls | download |
| Restaurant managers can take important steps to prevent employee injury in the slippery conditions often found in restaurants. | ||
| subject: | home safety | |
| title: | Candle Safety Tips | download |
| Homeowners can take important steps to prevent fires from open flame candles. | ||
| subject: | work comp | |
| title: | Rapid Reporting Cuts WC Claim Cost | download |
| After a work-related accident, the best way to control the cost is to report the claim proptly. | ||
| subject: | work comp | |
| title: | Management Safety Policy | download |
| To achieve maximum safety program benefits, management must commit to employee accident prevention. | ||
| subject: | work comp | |
| title: | Accident Investigation | download |
| Identifying unsafe acts and conditions can prevent future accidents. | ||
| subject: | product safety | |
| title: | Consumer Product Safety Act of 2008 | download |
| An amendment to the 1972 Consumer Product Safety Act creates tighter requirements for consumer and children's products. | ||
